TERMS & CONDITIONS OF PURCHASE
By purchasing this course, you (“Participant”) agree to the following Terms & Conditions (“Agreement”) as a condition of your access to the course materials created by Grace [Last Name] (“Company”, “we”, “us”).

1. License & Intellectual Property
Upon full payment, you are granted a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the course materials for your personal, non-commercial use only. All content, including but not limited to videos, workbooks, downloads, and written materials, are protected by copyright laws and remain the sole property of the Company.

You may not:

Reproduce, redistribute, modify, republish, or resell any part of the course content.

Share, sell, or otherwise make available your login information or course materials to any third party.

Use the materials to create your own course, program, or derivative content.

Any unauthorized use or distribution constitutes a breach of this license and may result in termination of your access, without refund, and legal action.

2. Copyright Notice
All content is © Grace [Last Name], [Business Name], All Rights Reserved. You are not acquiring any ownership rights by purchasing this course. Unauthorized use may violate intellectual property laws and result in legal action.

3. Disclaimers
This course is for educational and informational purposes only. It is not intended as and shall not be construed as legal, financial, accounting, therapeutic, or other professional advice. Grace [Last Name] is not acting in any licensed professional capacity. Any decisions made or actions taken based on this content are done at your own discretion and risk.

We do not guarantee specific results, earnings, business outcomes, or success. Your outcomes depend on your own efforts, dedication, and application of the material.

4. No Refund Policy
Due to the digital nature of this product and immediate access to materials upon purchase, all sales are final and no refunds will be provided under any circumstances.

5. Payment Terms
Payment may be made in full or through a payment plan if offered. You agree to complete all payments regardless of whether you fully participate in the course. Failure to make payments may result in revocation of access and collections procedures. You authorize us to charge your chosen payment method for the full amount (or according to the selected payment plan terms).

6. Course Access
You will receive lifetime access to the course and any future updates made to it. “Lifetime” refers to the life of the course and its availability through the platform selected by the Company. If the course is discontinued or the platform changes, reasonable effort will be made to give you continued access.

7. Indemnification
You agree to indemnify, defend, and hold harmless the Company, its officers, employees, affiliates, and agents from and against any and all claims, damages, liabilities, costs, and expenses (including legal fees) arising out of your participation in the course or violation of this Agreement.

8. Limitation of Liability
To the maximum extent permitted by law, the Company shall not be liable for any indirect, incidental, consequential, or punitive damages, including loss of profits, business interruption, or personal injury, arising out of your use of the course. Our total liability shall not exceed the amount paid by you for the course.

By completing your purchase, you acknowledge that you have read, understood, and agree to these Terms & Conditions.